Just Say No to Credit Card Debt

Here it is, the day I sent my book to press. I’ve been looking forward to it and working up to it for months and what’s this? A prepayment is due? For all that anticipation, I coulda/shoulda/woulda planned better so I could lay down that money without blinking an eye. Instead, I had a merry Christmas and let the purse strings dangle throughout the season. The consequence: My choice is to either charge that prepayment or clean out my savings. I didn’t want to do either. I was sick to my stomach about the whole thing, particularly in light of the fact that I’m 15 days away from being able to pay that printing bill outright. But the job can’t wait 15 days more, it’s already 15 days overdue.

So I wrote out the check from savings, sealed it in the envelop and trudged around the house preparing myself to go to the post office to send off the security standing between me and an emergency. The easier thing to do would have been to charge it, but God has revealed to me that incurring debt for this venture is not His will. “Give it all you’ve got, but no more than you’ve actually got.”

Tax season is coming up and I’m going to owe. Between that, the rest of this printing job and just plain living, I can see that it will be some time before I can return that money to savings. Realizing this sent my shoulders to drooping. My precious savings, gone. And will I have the discipline to build it back?

I was again, so discouraged. So I asked God for some encouragement. Father, let me know I’m doing the right thing. I could put the printing off for two more weeks and miss some crucial dates for the book. Should I do that instead? At least I had clarity that I was making the right decision to not charge the printing bill.

Just before I walked out the door to take the payment to the post office, I checked my email. “Great news from Sheridan” said the subject line. My account rep was pleased to let me know that accounting had just approved me for net 30 day terms. I don’t have to send a prepayment! I have 30 days after completion of the job to pay the bill.

With a “whoop, whoop!” I pried open the envelop and took out my savings check and tore it up. The King of all the riches in glory worked out a payment plan to enable me to Just Say No to credit cards and keep my savings in its place. Thanks, Heavenly Father

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About donnasmiracleblog

“I will remember the deeds of the Lord; yes, I will remember your miracles of long ago. I will meditate on all your works and consider all your mighty deeds. Your ways, O God, are holy. What god is so great as our God? You are the God who performs miracles; you display your power among the peoples.” Psalms 77: 11-14 The memory is a fickle thing. And I’ve got those Alzhiemer genes in my make-up, so maybe more than most, I have a hard time remembering all the wonders God has done in my life. I find the memories escape me particularly when I need them most, in times of discouragement. So I decided I should document my many blessings and the ways God has shown His constant care in my life, and then when I feel discouraged, I can just go to my record and review God’s care of my life and be encouraged. That’s a nice plan, anyway. I started a calligraphy journal (so I could improve my skills while journaling), but it really just took too long. Then I did nothing for a while… Then I decided I should start a blog so my life’s miracles can encourage other people too. I wish I had started this about 8 years ago when God began to bring me back to Him. So many things have happened, and if I had them all for others to read, even the most brilliant atheistic mind would have a hard time refuting the hand of God at work. After a few dozen times, it’s just silly to say “and coincidentally…” I hope that you will feel free to add your miracles to this blog as well. Even if you think of something you want to share that is not at all related to the particular miracle I’m blogging about, post it in the comments section – all miracles are welcome. There are people who doubt that God works in and among us like he did in the times of the Bible and I have only one thing to say to them: Doubt never has produced a miracle. God rewards our faith, not our doubt. I hope that if you read one of my posts and are skeptical, that you will continue to read, and keep on reading until you understand that what’s going on here is not isolated incidents, but a pattern of God’s constant care, that He has promised in Ps. 112 will make a deep impression on those who see it. If you believe in miracles, you will see the pattern. And how does a person believe in miracles? It’s just a simple decision to maintain an open mind about the possibility that a higher power could be caring for us. My prayer for you is that you will open your heart to that care.
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2 Responses to Just Say No to Credit Card Debt

  1. Paola says:

    This makes me super happy for you! I hate being in a position where the bank account is drained for something you just have to pay!

  2. Elliot Hazen says:

    You are a very smart person!

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